Overview

This workshop delves deep into assessing creditworthiness, a critical aspect of risk management in financial decision-making. Participants will explore various dimensions of credit assessment, ranging from management and ownership to liquidity and funding structures.

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Outcome

Analyze the strategy of the management and ownership.


Understand the Business Profile.


Assess the company’s asset or cash conversion cycle.


Analyze the funding structure of a company centers on its funding sources and the payment obligations.


Evaluate Alternative repayment sources and methods of determining debt capacity.

Details

Developed by: Beacon FinTrain

Standard Total Hours: 12 Hrs

Language: English - Bilingual "English & Arabic"

Modalities: 
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Outline

  • Management and Ownership
  • Business Profile
  • Financial Profile – Earnings and Cash Flows
  • Cash Flow – funds from Operations
  • Financial Profile – Working Capital and Asset Investment.

  • Financial discipline
  • Tenor matching
  • Leverage in the capital structure
  • Measures of leverage
  • Adjustments.

  • Debt servicing capability
  • Cash flow available to service debt

  • Alternative repayment sources
  • Alternative methods of determining debt capacity
  • Shortcomings of these methods.

  • Understanding Liquidity in Banking, Measuring Liquidity, Liquidity Management Strategies, Types of Liquidity

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Who Should Attend

  • Financial Analysts
  • Credit Analysts
  • Risk Managers
  • Finance Managers
  • Bankers and Lenders
  • Business Owners and Entrepreneurs.

Why Beacon

Quality

Beacon FinTrain prioritizes excellence in every service, ensuring top-notch, reliable, and consistent outcomes that meet and exceed client expectations.

Specialization

We focus on finance, offering expert knowledge and bespoke solutions that cater to the unique needs of finance professionals in the Middle East and Africa.

Punctuality

Time is money. We respect deadlines, delivering precise and timely results to help our clients stay ahead in the fast-paced financial world.

Guidance

Beacon FinTrain is a guiding light in finance, providing insightful advice and support to navigate the complexities of financial markets and regulations.

Integrity

We uphold the highest ethical standards, fostering trust and transparency in all our dealings to build lasting relationships with clients.

Flexibility

Adapting to the dynamic finance sector, we offer versatile services and solutions that align with the evolving needs of our clients.