Credit Structure

Overview

The "Credit Structure" course offers a detailed exploration of the SME credit approval cycle, focusing on analytical methods for assessing creditworthiness and structuring loans. Participants will learn to identify different types of credit facilities, analyze company business models to determine appropriate lending types, and systematically assess and mitigate loan risks. Through real case studies, participants will gain practical experience in writing credit terms sheets tailored to meet business needs and risk profiles.

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Outcome

Providing participants with an analytical overview of SMEs credit approval cycle.

Identify the type of facility & the application of each one.

Identify the main characteristics of the company’s business model and define the

proper lending type that meet company’s actual needs.

Systematically identify and prioritize a proposed loan’s significant risks

Details

Developed by: Beacon FinTrain

Standard Total Hours: 12 Hrs

Language: English - Bilingual "English & Arabic"

Modalities:

Outline

Introduction to SMEs and its approval cycle How to write credit facility sheet that integrate quantitative and qualitative analyses? Type of facility and characteristics of each type

How to calculate the company’s business needs
How to mitigate the company’s main risks using terms and conditions
Identify the concept of seniority, protection and control
Group decision for a real case study

Credit analysts and risk managers responsible for SME credit assessment and approval
Loan officers and bankers involved in structuring SME loans
Business owners and managers seeking to understand credit approval processes and lending options
Financial consultants advising SMEs on financing strategies

Why Beacon

Quality

Beacon FinTrain prioritizes excellence in every service, ensuring top-notch, reliable, and consistent outcomes that meet and exceed client expectations.

Specialization

We focus on finance, offering expert knowledge and bespoke solutions that cater to the unique needs of finance professionals in the Middle East and Africa.

Punctuality

Time is money. We respect deadlines, delivering precise and timely results to help our clients stay ahead in the fast-paced financial world.

Guidance

Beacon FinTrain is a guiding light in finance, providing insightful advice and support to navigate the complexities of financial markets and regulations.

Integrity

We uphold the highest ethical standards, fostering trust and transparency in all our dealings to build lasting relationships with clients.

Flexibility

Adapting to the dynamic finance sector, we offer versatile services and solutions that align with the evolving needs of our clients.