Mitigation Credit Risk

Overview

In the Credit Risk course participants will re-cap on key issues risk. Focusing on case study driven for the strategies of lenders like (5 CS of Credit, Debt Covenants and Disbursement monitoring)

Contact us form

Outcome

Identify Credit Risk.

Recognize Rating agencies process.

Define the key methodology to construct a formal internal risk-based credit rating process.

Categorize qualitative and quantitative assessment.

Define each characteristic in the 5 Cs of credit framework.

Details

Developed by: Beacon FinTrain
Total Hours: 24 Hrs
Language: English - Bilingual "English & Arabic"
Modalities: 
Register Now

Outline

  • Credit Risk overview
  • Rating agencies rating grades and process.
  • Internal rating-based system.
  • Credit Risk modeling (Scoring system).

  • The 5 Cs (Character, Capacity, Capital, Collateral, and Conditions)
  • 5 Cs impact on pricing, loan structure risk mitigation
  • 5 Cs collectively and balance.

  • Covenants definitions
  • Types of covenants
  • Calculations of financial covenants.

  • Factors of distressed assets
  • Potential actions and reactions
  • Capital structure evaluation and potential recovery rates
  • Securitization and risk transfer.

  • Provisioning
  • Rating transition matrix
  • Expected Credit Loss, Probability of Default, Loss Given Default and Exposure at Default.

Read More

Who Should Attend

  • Risk Officers and analysts
  • Non-performing Loans Officer and analysts
  • Credit Portfolio manager
  • Corporate & Retail Credit Officers and analysts
  • Risk management

Why Beacon

Quality

Beacon FinTrain prioritizes excellence in every service, ensuring top-notch, reliable, and consistent outcomes that meet and exceed client expectations.

Specialization

We focus on finance, offering expert knowledge and bespoke solutions that cater to the unique needs of finance professionals in the Middle East and Africa.

Punctuality

Time is money. We respect deadlines, delivering precise and timely results to help our clients stay ahead in the fast-paced financial world.

Guidance

Beacon FinTrain is a guiding light in finance, providing insightful advice and support to navigate the complexities of financial markets and regulations.

Integrity

We uphold the highest ethical standards, fostering trust and transparency in all our dealings to build lasting relationships with clients.

Flexibility

Adapting to the dynamic finance sector, we offer versatile services and solutions that align with the evolving needs of our clients.