Overview

The Restructure Debt (Problem Loan Management) course offers insights into identifying, managing, and restructuring problem loans within banking portfolios. It begins with an examination of early warning signals and common mistakes leading to loan distress. Participants will learn to recognize problem loans and apply quantitative analysis techniques to evaluate potential enterprises for restructuring. The course emphasizes practical strategies for minimizing loan losses and restoring financial stability.

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Outcome

Identify common banking mistakes that can lead to problem loans.


Recognize early warning signals for potential loan distress across financial, management, operations, and banking aspects.


Analyze the working capital cycle to assess the financial health of potential enterprises.


Calculate and interpret profitability, efficiency, leverage, and liquidity ratios for quantitative risk assessment.


Identify procedures to recognize problem loans and factors influencing credit analysis.

Details

Developed by: Beacon FinTrain

Standard Total Hours: 12 Hrs

Language: English - Bilingual "English & Arabic"

Modalities: 
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Outline

  • Loan Officer
  • Borrower
  • Credit Discipline

  • Financial Early Warning Signals
  • Management Early Warning Signals
  • Operations Early Warning Signals
  • Banking Early Warning Signals
  • the Most Relevant Early Warning Signals

  • Purpose of Financial Restructuring
  • Procedures That Help Minimize Loan Losses
  • Identifying the Practical Factors Concerning the Credit Analysis of Potential
  • Enterprises

  • Working Capital Cycle
  • Profitability Ratios
  • Efficiency Ratios
  • Leverage and Liquidity Ratios

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Who Should Attend

  • Loan officers and credit analysts involved in managing problem loans within financial institutions.
  • Risk managers seeking to enhance their skills in identifying and mitigating loan portfolio risks.
  • Banking professionals responsible for credit risk assessment and debt restructuring.
  • Finance students or professionals interested in understanding the dynamics of problem loan management and financial restructuring in banking.

Why Beacon

Quality

Beacon FinTrain prioritizes excellence in every service, ensuring top-notch, reliable, and consistent outcomes that meet and exceed client expectations.

Specialization

We focus on finance, offering expert knowledge and bespoke solutions that cater to the unique needs of finance professionals in the Middle East and Africa.

Punctuality

Time is money. We respect deadlines, delivering precise and timely results to help our clients stay ahead in the fast-paced financial world.

Guidance

Beacon FinTrain is a guiding light in finance, providing insightful advice and support to navigate the complexities of financial markets and regulations.

Integrity

We uphold the highest ethical standards, fostering trust and transparency in all our dealings to build lasting relationships with clients.

Flexibility

Adapting to the dynamic finance sector, we offer versatile services and solutions that align with the evolving needs of our clients.